Terms of Use

Acceptance of Terms

By accessing and using the Intercabre website (intercabre.site) and our services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Description of Services

Intercabre provides expense management consulting services, including budget analysis, financial planning guidance, and related educational content. Our services are designed to provide general guidance and should not be construed as professional financial, legal, or tax advice.

User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information when requested
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to any part of our website or systems
• Not interfere with or disrupt the operation of our website
• Not reproduce, duplicate, or exploit any part of our website without permission
• Maintain the confidentiality of any account credentials

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Intercabre or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. Intercabre makes no warranties, expressed or implied, regarding:

• The accuracy, completeness, or reliability of any content
• The availability or uninterrupted operation of our website
• The results that may be obtained from using our services
• The suitability of our services for any particular purpose

Limitation of Liability

To the fullest extent permitted by applicable law, Intercabre shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use our website or services
• Any errors or omissions in our content
• Unauthorized access to or use of our servers or any personal information stored therein
• Any decisions made based on information provided through our services

Financial Guidance Disclaimer

The information and guidance provided by Intercabre is for general informational purposes only. Our services:

• Do not constitute professional financial, investment, legal, or tax advice
• Should not be relied upon as a substitute for consultation with qualified professionals
• May not be suitable for your specific circumstances
• Are not guaranteed to produce any particular financial outcome

Individual results vary based on many factors, including personal commitment, financial situation, and external economic conditions. You are solely responsible for any financial decisions you make.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. Intercabre does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites. Accessing third-party links is at your own risk.

Modifications to Terms

Intercabre reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website and services after any changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Ontario.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us at: